Buy A House

Steps for Modesto Home Buyers to Save Before Buying

Posted by Raul Luna // June 11, 2018

Modesto Home Buyers

It’s a big step to go from Modesto renters to Modesto home buyers.  While it’s exciting but it can also be a lot more difficult than people think.  Even if other bills and student loans aren’t keeping you from saving for the optimal down payment, the amount you pay in rent every month can make […]

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Keys for Manteca Home Buyers to Succeed in a Competitive Market

Posted by Raul Luna // June 4, 2018

Manteca Home Buyers

All indications are pointing to the 2018 housing market as being challenging for Manteca home buyers. In most areas, it’s a sellers market. This means that houses are moving fast, with most lasting only 3 weeks on the market on average.  Manteca home buyers have to move fast because they have little time to find […]

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Working with Appraisal Contingencies

Posted by Raul Luna // May 21, 2018

Appraisal Contingencies

Congratulations!  You made an offer on the Modesto home and it was accepted.  You signed the contract and paid the deposit.   Now for the bad news: the Modesto house has appraised for less than your offer and now the bank won’t give you a mortgage.  That is why there are appraisal contingencies, just for […]

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Surprising Ways for Tracy Home Buyers to Negotiate

Posted by Raul Luna // May 7, 2018

Tracy Home Buyers

If you are Tracy home buyers who find themselves a good ways down down the home buying road, chances are you have shopped around for the perfect property for quite a while until you found a place you love.  After being approved for a mortgage, you’ve now made an offer on the Tracy property.  This […]

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Why Modesto Home Buyers Need Extra Cash

Posted by Raul Luna // April 23, 2018

Modesto Home Buyers

After you’ve saved and saved and are ready for all of the expenses that come with buying a Modesto home – the downpayment, moving expenses, closing costs – you are ready to become Modesto home buyers. And while you’ve done the math on how much you can afford, home buyers will want to add a […]

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Manteca Home Buyer Tips to Win the Bidding War

Posted by Raul Luna // April 16, 2018

Manteca Home Buyer

In 2017 almost one out of four houses went for above it’s asking price.  That’s a higher number than the year before.  This shows how competitive the housing market has become for a Manteca home buyer.  Because of this, housing prices are expected to continue to go up especially when there are multiple offer situations. […]

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Expensive Mistakes Stockton Real Estate Investors Make

Posted by Raul Luna // March 26, 2018

Stockton Real Estate

Life sometimes feels like it is full of making mistakes. Sometimes there seems to be no easy way around it. We tend to learn more from our mistakes than we do from other people’s mistakes. But when it comes to investing in the Stockton real estate market, you will do much better if you learn […]

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What Manteca Home Buyers Need to Know About Online Mortgage Lenders

Posted by Raul Luna // March 12, 2018

Online Mortgage Lenders

Technology has opened up many new options for people in every industry. When it comes to buying a house, Manteca home buyers can now apply for a mortgage online instead of sitting face to face with a mortgage lender. While the majority of millennials are taking advantage of this, it doesn’t mean it is the […]

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Will a Credit Freeze be a Problem for Stockton Homebuyers?

Posted by Raul Luna // February 12, 2018

Credit Freeze

The data breaches that Equifax and other companies have experienced have influenced many consumers to put a freeze on their credit reports. The credit freeze won’t affect a Stockton homebuyer’s ability to borrow, but it does make the borrower take extra steps when they apply for a loan. The way to request a credit freeze […]

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Manteca Homeowners: Do You Have Any Say Over Your Property Tax Assessment?

Posted by Raul Luna // February 5, 2018

Manteca Homeowners

One of the extra expenses that many Manteca homebuyers forget about is their need to pay property taxes. Every year the new assessments arrive in the mail and Manteca homeowners have to cross your fingers and wait to see if your taxes are going up or not. Manteca homeowners most likely don’t want to pay […]

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